Looking for a simple and fast way to finance your car? Unik Finance provides private finance car loan services in Chennai with flexible repayment plans, fast approvals, and little paperwork. If you are buying a new or used car, we provide competitive interest rates and a smooth process that saves you time. Our team helps you choose the right loan based on your budget and needs. No long waits, no confusion just clear steps and fast support.
Competitive Interest Rates
We offer some of the best interest rates on private finance car loan in the market, helping you reduce the overall cost of your vehicle.
Flexible Repayment Terms
Choose a repayment schedule that fits your lifestyle and budget, with loan terms ranging from short to long periods.
Quick and Easy Approval Process
Our streamlined application process ensures that you get approval quickly so you can hit the road without delays.
We're Trusted by 500+
Professional Customer
At UNIK Finance, we understand that each customer has unique financial needs. Our car loan finance services are crafted to provide the flexibility, support, and transparency you deserve. Here’s why our financing solutions are the best choice for you:
How to Apply for private finance car loan
Submit Your Application
Fill out our simple online application form with your personal and financial details.
Finalize the Purchase
Once the loan is approved, we’ll handle the rest. The funds will be disbursed, and you’ll be able to drive your new car home!
Choose Your Car
Whether you’re buying from a dealer or a private seller, select the vehicle you want to finance.
Get Approved
Our team will review your application and, if approved, provide the loan amount and terms.
Eligibility for Car Loan Finance
Before applying for a private finance car loan, it’s essential to know the eligibility criteria. To ensure a smooth approval process, make sure you meet the following requirements
Proof of Income
Lenders require proof that you have a stable income to cover the loan payments.
Credit Score
A significant factor in deciding the terms of the loan is your credit score. While we accept various credit scores, higher scores often receive better interest rates.
Employment Status
A steady employment history boosts your chances of loan approval, as it shows financial stability.
Down Payment
While not always required, offering a down payment can reduce the loan amount and may lead to better terms, such as lower interest rates.
Contact Us for Personalized Private Finance Car Loan Solutions
I needed a quick loan to buy a car, and Unik Finance helped me and handled everything smoothly. No delays, no confusion and they also explained the steps very clearly and helped me to got my car loan approve very quickly.
Karthik R. Chennai
ClientThis was my first time applying for a car loan, and I wasn’t sure how it worked, but the team at Unik Finance was patient, helpful, and made the whole process really simple.
Kamal.s Chennai
ClientTestimonials
Check what our satisfied clients said
Take a look at what our happy clients have to say about their experiences. Their feedback reflects the quality and success we've delivered across various projects!